Fractional BSA Officer Services

A Fractional BSA Officer provides experienced BSA/AML leadership on a part-time or project basis without the cost of hiring a full-time executive. Services are customized to your institution's needs and may include oversight of your BSA/AML program, risk assessments, board reporting, policy development, regulatory preparation, training, SAR oversight, and compliance guidance.

Our engagements are designed to be flexible and predictable. Clients pay quarterly, as you go, rather than committing to a large upfront fee. Because every institution has different needs, pricing is based on the scope of services and the anticipated level of support during the engagement. 

es. To ensure continuity and allow sufficient time to understand your institution, implement improvements, and provide meaningful oversight, the minimum engagement is three (3) months. Longer engagements are available and are often beneficial for institutions seeking ongoing compliance support.

Absolutely. Every engagement begins with an agreed-upon scope of work and timeline. Services are tailored to your institution's size, complexity, products, and regulatory needs. Whether you need interim BSA Officer coverage, assistance preparing for an examination, help with a risk assessment, policy updates, board reporting, or ongoing compliance oversight, we build a program that fits your organization.

Yes. We are experts at investigations, especially mortgage. We perform BSA/AML investigations, suspicious activity reviews, internal compliance inquiries, fraud investigations, root cause analyses, and remediation projects. Because investigative assignments vary significantly in complexity and duration, the cost depends on the scope of work, expected time commitment, and length of the assignment. At the outset of every engagement, we establish clear expectations, deliverables, and timelines so there are no surprises.